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Rivercity Finance, Australia's Asset Finance Specialists

How It Works

Finance in four simple steps.

No spreadsheets, no salespeople, no wasted weeks, just fast commercial finance done properly.

OUR PROCESS

We make business finance simple.

From your first enquiry through to settlement, we handle the process, compare 50+ lenders and keep you updated every step of the way.

1

50+ Lenders

More choice. One application. We compare across our full panel so you don't have to shop around yourself.

2

Fast Turnarounds

Less waiting. More doing. Many clients get a decision within hours, not days.

3

Flexible Finance

Options to suit your needs — chattel mortgage, finance lease, low-doc scenarios and more.

4

Built for Business

Finance tailored to you. Sole traders, companies, trusts and partnerships — all welcome.

Check my eligibility

Takes around 60 seconds.

50+
Commercial Lenders
<24hr
Typical Approval
$500K+
Facility Sizes
5.0★
Google Rating

Quick Eligibility Check

Let's find the right finance for your business.

Takes under 2 minutes. No credit check. Won't affect your credit score.

Step 1 of 1010%
Won't impact your credit scoreBank-grade encryption50+ commercial lenders

FAQ

Common questions

How much can I finance?

From $20,000 up to $500,000 and beyond, depending on your business profile, trading history and the asset type. Larger facilities available on request.

Do you help new ABNs?

Yes. While many lenders prefer 3+ months of ABN history, we work with lenders who fund newer businesses. Complete the form and we'll match you to the right lender.

What documents do I need?

Low-doc scenarios often only need your ABN, GST registration and 3 months of bank statements. Larger deals may require BAS, tax returns or financial statements, but we'll only ask for what your lender actually needs.

How fast can I be funded?

Many clients receive same-day or next-day approval. Once approved, funds are typically released to the supplier within 24 hours of documents being signed.

Will this affect my credit score?

No. Our initial eligibility check has zero impact on your credit score. A credit enquiry only occurs when you formally proceed with a chosen lender.

Can I finance a private-sale asset?

Yes, we work with lenders who fund dealer sales, private sales and auction purchases. Different lenders have different rules, and we'll match you accordingly.

Do you refinance existing assets?

Yes. Refinancing existing commercial assets to release equity or improve cashflow is common, just select "refinancing" on the form.

Are you a lender?

No, we're a finance introducer. We shop your scenario across 50+ commercial lenders to find the best fit for your business. You deal with one team, not many.

Ready?
Under 2 min, no credit impact
Get My Quote